New Era in New and Refurbished Mobile Phone Sales: Installment Periods and Limits Announced
In line with BDDK decisions, the Ministry of Commerce has updated the installment periods and amount limits for new and refurbished mobile phones. Previous installment practices will remain unchanged for product groups outside the scope of the regulation.
The installment regulation regarding mobile phones and other technological devices was passed in the Official Gazette. In this context, the Ministry of Commerce announced in a statement on October 22, 2026, that installment periods and amount limits for new and refurbished mobile phones have been updated. The regulation was implemented in line with the decisions of the Banking Regulation and Supervision Agency (BDDK).
According to information reported by Rabia Sultan Dalkılıç, details of the new limit and maturity terms were shared in the announcement made via the Ministry's official social media account. Within the scope of the regulation, existing installment practices for product groups other than new and refurbished phones will continue unchanged.
Legal Basis and Scope of the Regulation
According to the Ministry statement, the amendment is based on the Regulation amendment published in the Official Gazette dated October 15, 2026, and numbered 33401.
Within the framework of the authority granted to it, the Ministry of Commerce re-determined the installment periods and monetary limits in parallel with the decisions of the BDDK.
The statement emphasized that the new maturity and limit terms are valid only for the phone groups included in the scope. No changes were made to the existing installment periods, amounts, and limitations of other product groups outside the scope, and the previous practice was maintained.
The Ministry of Commerce included the following statements in its announcement:
With the Regulation amendment published in the Official Gazette dated 15/10/2026 and numbered 33401, installment periods and amount limits regarding new and refurbished mobile phones have been updated within the scope of the authority granted to our Ministry of Commerce, in alignment with BDDK decisions.
Under this regulation, no changes have been made to the existing installment periods, amounts, and limitations of product groups outside the new maturity and limit conditions regarding new and refurbished mobile phones, and the previous practice has been preserved as is.
This article was translated from Turkish. Read the original article in Turkish.
