ChatGPT Wallet launches to let AI pay without seeing your card
Available first to OpenAI Pro subscribers aged 18 and over in the US, the feature initially charges no commission and preserves card rewards.
Artificial intelligence (AI) models are now everywhere in our lives. ChatGPT developer OpenAI is now targeting our wallets. OpenAI announced the ChatGPT Wallet feature, which enables AI agents called "dots" to shop online on behalf of users. Initially available only to OpenAI Pro subscribers aged 18 and over in the US, the service aims to manage the product search and purchasing process directly through chat.
In the system developed with payment companies such as American Express, Mastercard, and Visa, users need to add their credit card information once. They can then ask the AI agents to find and purchase the desired product.
How payments work without sharing card details
According to information shared by OpenAI, AI agents cannot directly access users' credit card details. Instead, payment companies generate a unique digital token for each transaction to protect financial information. Before the payment goes through, a security step appears to the user, and the purchase is completed after this approval.
Users continue to receive their existing credit card rewards and benefits on purchases made through this system.
OpenAI payments product lead Chaya Nayak said they want to make online shopping secure and simple by working with merchants and payment partners. The company stated that it will not charge commissions on transactions made through ChatGPT Wallet initially and will focus on building partnerships with businesses.
This article was translated from Turkish. Read the original article in Turkish.
